Exclusive special furniture financing offers and promotions.
Furniture stores 6 months same as cash.
When the store promises 90 days same as cash they re guaranteeing you no interest payments for 90 days as would be the case had you purchased the item in full with cash.
300 minimum purchase is required to qualify for 6 month finance offer.
Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months.
The equal monthly payments offer will apply to the qualifying product and all other items in the same order when payment is made using an amazon store card account.
One of them for a large furniture store in the des moines area advertised six months same as cash which we took to believe that it meant that for the first six months of payments there would be no interest at all.
Best buy and home depot are notorious for this gimmick.
If you take a 1 000 couch on a 6 months same as cash basis you might fully expect to pay it off in that six months.
Some exceptions may apply.
4 months same as cash period ends 123 days after start of the new agreement.
No interest for 6 or 12 months interest free or deferred monthly interest formerly known as same as cash sac fow is proud to offer the 6 or 12 months no interest deferred monthly interest same as cash furniture financing plans through synchrony financial.
The appeal of the 90 days same as cash gimmick is that it makes you feel like you are beating the system by getting a free loan for 90 days.
Cash offers don t work like regular financing.
Minimum monthly payments required.
Optional debt cancellation charges will not be included in the calculation of the equal monthly payment but such charges may require you to make payments for additional months.
It may appear like there s no reason not to take the offer.
Many stores will also give you 6 to 12 months of interest free financing if you sign up for their credit card.
Minimum monthly payments required.
No interest if paid in full within six months.
To our valued synchrony cardholders and acceptancenow anow customers we are aware that some of our customers may experience financial hardship as a result of covid 19.
No interest if paid in full within 6 or 12 months can be combined with online discount offers.
6 months same as cash period ends 184 days after start of the new agreement.
Free same day delivery applies to in store agreements completed before 4 p m.
You get to walk away with your merchandise and a promise to pay back the money over the next few months a.
The advertised interest rate is 24 on that particular offer so you re trying to get it paid off.
6 months same as cash and 4 months same as cash offers valid on new agreements only and varies by product selected.
Interest will be charged to your account from the purchase date if the promotional purchase isn t paid in full within six months.